About Expertise Work Services Contact Let's talk →
Digital Transformation · E-Commerce · Design · GCC

I build digital
experiences that
move the needle.

25 years leading digital transformation, e-commerce and product design across industries in the GCC. Currently Head of Product Design at the National Bank of Kuwait — available to bring that impact to your organisation.

📱 +965 6034 6088
25+
Years experience
8
GCC markets led
1M+
Users impacted
4
Channels designed
Caesar Fernandes
Digital Transformation Leader · NBK
SCROLL
NBK National Bank of Kuwait
Delivery Hero · Talabat
Ooredoo Group
Alghanim Industries
Kout Food Group
Boodai Corp

The operator who
transforms institutions.

I've spent 25 years at the intersection of technology, design and business transformation — and the last five of those inside one of the most complex digital environments in the region: the National Bank of Kuwait. I understand what it takes to drive change inside a regulated financial institution.

Before NBK: Chief Product Officer at Delivery Hero MENA (Talabat) across 8 countries, Head of E-Commerce at Ooredoo Group where I launched the GCC's first telco e-commerce platform, and digital transformation lead for some of Kuwait's largest conglomerates.

What makes me different is the full stack: I can set the strategy, design the experience, lead the team and drive the growth — without needing four different agencies. That's rare — and that's what's needed in today's on the pulse digital world.

Digital Transformation Banking & Fintech Product Leadership CBK & Regulatory NFC & Payments UX & Design Systems
🏦
Regulated industry experience
5 years inside NBK's product org means I understand compliance, stakeholder complexity, and how to ship in environments where everything has to be right first time.
🚀
Super-app scale growth
As CPO at Delivery Hero MENA (Talabat), I led product and marketing across 8 countries — growing orders 11% month-on-month and cutting cost per acquisition by 25%.
🌍
GCC market depth
25 years in Kuwait, plus senior roles across UAE, Saudi, Qatar, Oman, Lebanon, Jordan and Bahrain. I understand the culture, the consumers, and the commercial realities.
🎨
Creative at the core
Featured by BBC, Arab Times, Bazaar Magazine and Men's Passion. Certified in Advanced Leadership. A musician who brings genuine creative thinking to business problems.

Built across industries.
Wired for change.

My expertise spans digital transformation, product design and e-commerce — the combination that drives measurable outcomes across banking, telecoms, food delivery and beyond.

01
Banking & Fintech Transformation

Five years inside NBK means I understand the specific pressures of transforming a regulated bank — compliance, legacy tech, complex stakeholders, and the need to move faster than the institution is used to.

Core BankingMobile BankingRegulatoryCBK & CBUAEPayments & NFC
02
Digital Product & Experience Leadership

I build and lead product design organisations — from hiring the team to shipping the design system to getting the CEO to trust the UX recommendation. I redesigned NBK's mobile app, ATM network, kiosks and online banking.

Design SystemsUX ResearchProduct RoadmapATM & KioskDesign Ops
03
Growth Strategy & Digital Channels

From launching the GCC's first telco e-commerce store to growing Talabat orders 11% month-on-month — I know how to build and scale digital revenue channels in complex, competitive markets.

Digital ChannelsE-CommercePerformance MarketingCRMOKRs

The work that
defines the story.

Four case studies. Four different industries. One consistent outcome: digital experiences that move the needle.

National Bank of Kuwait · 2021–Present

One design system.
Four channels.

Led the complete redesign of NBK's mobile banking app, ATM network, instant card printing kiosks and online banking platform — all sharing a single design system and design language.

1M+
Active users
4
Channels designed
11
Screen flows
5yr
Head of Product Design
📱 Mobile App
🏧 ATM Network
🖨️ Card Printing Kiosk
💻 Online Banking
Product Design Design System UX Research Mobile Banking ATM Kiosk DunordSwissra DS

Two ways to work together.

Whether you need an external transformation consultant or a senior leader embedded in your team — I'm open to both.

🔍
Track A
Consulting & Advisory
🏦
Banking Digital Transformation

End-to-end digital transformation consulting for banks and fintechs — from strategy through execution. I've lived this from inside NBK.

Digital maturity audit & gap analysis
Mobile & digital channel strategy
Regulatory navigation (CBK, CBUAE, SAMA)
Design system & UX overhaul
Fintech product design & GTM
Retainer or project
Fintech Venture Design

From concept to investor-ready — brand, product, pitch and GTM strategy. The give. project is proof of what this looks like in practice.

Product concept & brand identity
MVP design & prototype
Investor deck & financial model
CBK sandbox & regulatory strategy
Project-based · 6–12 weeks
🎯
Track B
Senior In-House Role
👔
What I bring to your leadership team

I'm open to the right senior role — Chief Digital Officer, Chief Product Officer, Head of Digital Transformation — at a bank, fintech or financial services organisation that's serious about change.

25 years cross-functional digital leadership
Deep banking & fintech domain knowledge
Proven at running teams across 8 GCC markets
Board-level communication & stakeholder management
Rare combination: strategy + design + growth + tech
Titles: CDO · CPO · Head of Digital Transformation
Ideal next organisation
A GCC bank or regional fintech with genuine digital ambition
Leadership that understands transformation takes courage, not just budget
A seat at the table, not just a brief to execute someone else's vision

Heard it from the people who know.

★★★★★

Caesar is not your usual chief of design. He is open to ideas and is not interested in forcing his opinion. He rather looks at the full picture with a crisp customer journey as his top priority. He has instilled the same mentality into his team giving them the autonomy to deliver quality work with speed.

AbdulAziz Marafi
AbdulAziz Marafi
VP, Channel Chapter, Applications Development & Support · NBK
★★★★★

Caesar is a passionate digital guy with a strong entrepreneurial bent. Keeps up to date with latest ideas in the industry and always looking for ways to apply them to make the customer experience better. Genuinely cares about the work he does and it shows — love it.

Douglas MacDonald
Douglas MacDonald
Global Head of Digital & Content Marketing · Qatar Airways
★★★★★

Caesar is one of the most talented eCommerce professionals I have had the pleasure of working with. Considering the lack of strong technical and marketing talent in the GCC, he was a rare find. Unlike a lot of "gurus" in the market, he actually has real experience doing this on real e-commerce websites — selling real product to real people.

Paul Mathews
Paul Mathews
CTO & Founder · TripleKey
📻 Interviewed by the BBC
📰 Front page · Arab Times
✨ Featured · Bazaar Magazine
🏆 Featured · Men's Passion Magazine
🎓 Certified in Advanced Leadership
Get in touch

Your next digital chapter
starts with one call.

Whether you're an organisation that needs a transformation partner, a team looking for a senior design and product leader, or a hiring manager with the right opportunity — let's talk.

📧 caesarengage@gmail.com LinkedIn Profile →
Based in Kuwait · Available across the GCC · Digital Transformation · Design · E-Commerce · Open to relocation for the right role